31-08-2014 /Days till 31-08-2014: 31-08-2014 /Days after 31-08-2014: Minimum Superannuation pension (from 01-09-2014) . Money deposited in your 401(k) account would grow by 6% per year. Kaiser Permanente Interest Rates Creep Upward Causing Lump-Sums to Decrease. You do not have to commence your pension as soon as you retire. Kaiser Permanente Physicians and Employees Retirement Plan This defined benefit pension plan provides retirement income based on your compensation and years of service when you retire. *15% is an estimate and the actual number could be higher or lower depending on the individual. Laws and tax rules may change in the future. Should you desire to take your pension as a lump sum, Kaiser Permanente will use interest rates and your age to calculate your lump sum payment. with incomes up to 138% of the poverty level. GoldandPlatinumplans have the highest monthly payments but also are the most protective if you get sick or need a lot of medical care: they have actuarial values of about 80% and 90%, respectively. KAISER'S PROPOSED PENSION PLAN As of 1/1/14 only employees with 20 years of service and who are 65 years of age will continue on the current defined benefit pension plan. //-->