|
|
Score
|
New Car
|
Rate
|
|---|---|---|---|
|
A
|
720+
|
5.0%
|
6.0%
|
|
B
|
719-690
|
7.0%
|
8.0%
|
|
C
|
679-640
|
9.0%
|
10.0%
|
|
D
|
639-580
|
11.0%
|
12.0%
|
|
E
|
579-500
|
14.0%
|
15.0%
|
Minimum credit score – 550
No Credit Score – D borrower & No loans until first one is paid off
Line of Credit – Minimum Credit Score of 660, Maximum of $3,000 regardless of income
Maximum amount allowed for Unsecured – Gross Monthly Income (Double if over 700 score)
New Cars (2023 – 2024) – will qualify for the lower NEW CAR RATE
|
|
Score
|
Rate
|
|---|---|---|
|
A
|
720+
|
10%
|
|
B
|
719-680
|
12.0%
|
|
C
|
679-640
|
14.0%
|
|
D
|
639-580
|
16.0%
|
|
E
|
579-500
|
18.0%
|
|
CD Time
|
Rate
|
|---|---|
|
3 Months
|
0.10%
|
|
6 Months
|
0.15%
|
|
12 Months
|
0.20%
|
|
18 Months
|
0.30%
|
|
24 Months
|
0.35%
|
|
30 Months
|
0.40%
|
