Make it clear you would like to continue doing business with the company. I started with a capital One secured card and now I have three unsecured cards. I applied just last night (60+ days after the downgrade) and immediately got a denied and will contact in 7-10 days to tell me why. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. Ive only found a few mentions of my current status message when searching around. I called just after 5pm ET and received a message that they were closed. (800) 481-8277 Business Application Status Line, Barclaycard Credit Card For other inquiries about your credit card status, call the customer service or application status numbers. Its in the "backdoor thread" stickied on top of the CC forum. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Philly To Plane Tickets. Chase Reconsideration Request Tips: If you lower them too much, you may not have any credit to shift around for your approval. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Although only covering three percent (9,440 km 2) of our national land area, our Region is home to around 1.7 million inhabitants, which is about a third of the country's total population. In a nutshell, my credit is great. Called the reconsideration line, the reviewed the application and approved me within minutes. Business card status can be checked here. Your email address will not be published. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Thanks for the great break down in how to handle this process. My scores were not as good as yours and I should have tried it again! Remember, the bank doesn't owe you anything. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). bummer, but I will keep it in mind when I hit the year mark! (877) 721-9405 Personal Application Status Line Box 6000, Sioux Falls, SD, 57117. Even if you close these accounts later, they are counted toward the 5/24 rule. Maybe you could add this to your flowchart. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Bank of America In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. Scores around 720 according to Barclay's monthly fico. I'll have to check them again. Now, you are limited to 1 bonus every 4 years! Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Now I can make my travel plans! This will typically be around $5,000 to $10,000 but could vary depending on your credit limits. You will get approved in 7 business days. Sell yourself as loyal and responsible. BofA Business recon for once had almost no wait today. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. Apparently adding my wife of a different last name held up the process. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I did get transferred to another department though. Thanks for Applying. I guess I could try a recon with a BD number, however I don't think I'll get very far. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. Find his full bio here. If that does not work, you can call them to see if you can do a PC. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. (800) 548-4593 General Customer Service and Application Line, (800) 695-5171 Personal Application Status and Reconsideration Line All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. If need be, ask if you can transfer credit from another older account to create the new one. MORE: After credit card rejection, heres what to do. I'll post an update when he returns. I appreciate it. 3. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. They used to issue the Fidelity credit card but that is no longer the case. In my experience, the automated message asks for your social so the computer can quickly pull up your application. All rights reserved. I left B of A because of their useless customer service. Enjoy your new card. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . The Chase Reconsideration Line is a phone number you can call to try and get an application denial overturned. Edit 4: After almost an hour on hold, I've been approved! But note that these agents can usually see the last time you called in and the notes on that conversation. Note that some times when you call to check on your status they might transfer you to a live human being who will review your application. If that fails, you may consider offering to completely close an older account. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. If there is another bank youd like to see added, let us know in the comments below. 2 weeks is good. They might also ask you about how much you plan on spending each month/year on the card and what kind of credit line you want. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. This site does not include all credit card companies or all available credit card offers that are on the market. Fast forward to 2015 when Katie discovered the world of points and miles. Thank you for your help. Great Info! My wife received this letter the other day as well. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I recently applied for and was denied a Chase Visa and was thinking of doing arecon with them. For specific credit line questions, try the dedicated number. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Click on this to check the current status of your Chase credit card application. NerdWallet strives to keep its information accurate and up to date. You might wonder why your application is under review when you arent immediately approved for a credit card. care credit application pending. Admin: Click to access the administration module of Resource Online. (877) 721-9405 Personal Application Status Line This cookie is set by GDPR Cookie Consent plugin. I was shut down fast during my 4 recon attempts. But dont worry; a pending application does not automatically mean you will be denied. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. Ive had a line of credit for 13 years. Bottom Line: Opening too many cards in a short period is one reason you might not be immediately approved for a Chase credit card. Freeing up credit lines might increase the odds that Chase will auto-approve you since they already approved you in the past for that same amount of credit. I got turned down after applying from an invite letter from Chase Business Unlimited credit card. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. These cookies will be stored in your browser only with your consent. was it easy to talk to them to get things approved? Click here to check them out! To get in touch with a person who can help, find the number for the bank's reconsideration line. Thank you to everyone who posted! 1. click here to leave your comment. 2. Here are some phone number you can try if you're seeking reconsideration. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card If the conversation isn't going as you'd hoped, you may have room to negotiate. For example, you can sign up for a Chase Freedom card and earn an intro bonus. Then, follow the directions mentioned in the article for checking the status of your application online. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. Terms apply to offers below. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Our . Tickets. i will be calling chase today to request another recon now that my util is lower. Directions. Let's hope I didn't screw myself by asking for that instant decision. It is entirely up to the issuer whether you are worthy of a new credit card. A hard inquiry will temporarily lower your credit score. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card How long have you had the Chase Mastercard for? It sounds like the mailing of the cards usually takes about 2 weeks is that right? Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). Get Your Estimated FICO Scores Range. almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. What is the best way to do that? Chase Freedom was my first Chase credit card. We are Upgraded Points, a website that provides information and resources to travelers. Perhaps it was the recon department but they just didn't tell me. Click here to see a list of advertisers that we work with. Pre-qualified offers are not binding. You just need a solid argument and a pleasant demeanor. Once there, you'll need to enter your Social Security number to retrieve the application. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. Compared to other banks, Chase credit cards arent the easiest to get. in that case, call back again, and get a different rep in the back door #'s. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. Knowing this information will help you craft your argument and allow you to gauge the odds of a successful reconsideration. So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. I believe its too early to tell. 1-800-601-3923 seems to work. In addition, as an Amazon Associate we earn from qualifying purchases. Don't worry you don't need a silver tongue to convince your representative to approve you. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. All financial products, shopping products and services are presented without warranty. Negotiate when necessary. Honestly I would just leave it alone. call them back. General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. They verified the information and said they will have someone look into this. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. She jumped in full force and hasnt looked back. But thats not the case anymore. Thats great to hear! I hope you are able to get your application approved! I went into my account as outlined in the article and it says No Application Activity. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. I currently applied for the chase sapphire reserve, now I am in the pending status. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. How would someone on this random website do that for you? I have an excellent FICO score, too. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Couldnt get through to a rep. DoC comes to the rescue again! So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Further information is available in our FICO Data Privacy Policy. 4,198,925 reviews on ConsumerAffairs are verified. How do I get my username and password if I dont have my debit card yet? Do I always need to call reconsideration? 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). This cookie is set by GDPR Cookie Consent plugin. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Hello new here first post. Had I not come across your article, I would never have applied. All rights reserved. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. We'll list a few of the major ones below. Out of curiosity, what CL amount was the card approved? Hello new here first post. At the end of the day, youre just talking to a credit analyst in private phone conversation so theres really no need to be nervous. Unless shaving $600 off your TCL would push you over a util threshold, closing the Cap1 secured shouldn't have an effect on your credit score. Creditaddict..EQ score is 673 (that is what Chase pulled)as Ihavereceived my denial letter. I recently applied for the chase freedom and was denied due bk. i got this massage The Penalty God. (800) 645-7240 Business Application Status and Reconsideration Line I recently applied for the chase freedom and was denied due bk. - UponArriving. Obligations. During the call you want to remain calm and think clearly about what youre saying. I guess I miss times when my reports were to be updated. Thanks for all replies. And belated thanks to my girlfriend fiance wife for the design help. Is it when the application is approved or when the card is estimated to be received? Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. There are a few things you can do to prepare for aChase reconsideration line call. Are you just here to complain? I doubt they will change it over. Ive never done this but apparently others have had success. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Notify me of follow-up comments by email. Check Your Status Online You can check your application status online if you are already a Chase customer. Regardless of the reason, I had 100% prior payment history with all my cc's.. but a BK is a BK. All Rights Reserved. Further information is available in our FICO Data Privacy Policy. Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. atleast recon your Freedom app. We look forward to speaking with you. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). See our Advertiser Disclosurefor more details. It's the same thing. This one is a bit less well-known than the 5/24 rule. Checking in live from on hold with biz recon. We are Upgraded Points, a blog specializing in travel and credit card resources. Get a letter in the mail confirming or denying your application. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Hudson Deck Tickets. Chase SL recon Get your FICOScore for free No credit card required Get Access Now Tnetsirk200 Established Member Mark as New Bookmark Subscribe Mute Subscribe to RSS Feed Permalink Print Report Inappropriate Content 11-22-202012:18 PM 11-22-202012:18 PM Chase SL recon Help! December for the page amex this week of equifax balances have reported to two credit card to. Your number to check the status is useless. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. Is there an automated/online method? is the number below the best one to call its the same one i called last time. Nervous? AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. If they bring up your prior call, you should have a reason ready for why youre calling back once again. shub_08 2 yr. ago. Computer. All times on this page are in EST (Eastern Standard Time). Seems simple enough but there are so many different messages and factors that go into Chase approvals. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Necessary cookies are absolutely essential for the website to function properly. EDIT: Thanks to whoever gilded me! You want to express your interest in getting the new card or cards for a legitimate reason. To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. I will give them a try on monday. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. This article deals with credit card applications and not immigration applications. If you are pleasant and polite, you'll have a better chance of getting approved. I guess Ill just wait and see. FTC's website on credit. U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). . You dont have to call recon at that point, though. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. Well I . FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Thanks again for your guidance! As long as I can get my 80K bonus, I'm a happy man. Many or all of the products featured here are from our partners who compensate us. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! The loan officer that I had metat a WF brancha couple of times put in a good word for me with CS and I was approved with them. I got it back in 2018. More details on software and accessibility are available at WebAIM.org. I would like someone to tell me a specific reason I was not immediately approved for a credit card. Stockton. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Home: Click to return to the Main Screen for Resource Online. Of. What the hell? Will you please let me know the number for confirmation. We really appreciate it! Banks want to retain profitable customers. More details on software and accessibility are available at WebAIM.org. FTC's website on credit. I was getting that two weeks message notification as soon as I submit my application. And my smartphone didnt do any better. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Help! You can proactively suggest this as a solution or you can wait until the analyst suggests it (though they may not always offer that option to you). Unless you have 5 digit on account, the branch personnel would be of no assistance. Press J to jump to the feed. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). I called the reconsideration line today (the day after) and the rep placed me on hold and did the processing then and there, at which time I was immediately approved. Thanks I appreciate the input. Well i went ahead and called chase again for a recon and told him what the other rep had said. Some people still get approved even after receiving the 7 to 10 day message (usually by verifying their ID), so you could wait until youre officially denied before calling in. I've done a lot of lurking here over the years tho. Learn more. That sucks since I had 0 revenue with no real business and was approved just by waiting it out. But the department closes early. Well let you know our decision as soon as possible. Have you tried calling the chase application status line to receive an update on your application? If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. Late 2013 chase declined me on recon for Slate. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi For business applications, call 800-453-9719. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). They usually just want you to send proof of income. However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. This bonus value is an estimated valuation. Gotta get to work on my holiday shopping to earn those bonus points! Glad you hear your application was successful! (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). The design help youre saying www.arecon.fi for business applications, call 800-453-9719 ).getFullYear ( ) ) Isaac... The globe have 5 digit on account, the branch personnel would be of no assistance specific credit,... Whether you are pleasant and polite, you are limited to 1 every! Have a better chance of getting approved income as 10K so it 's plenty to high counted toward 5/24! Advertisers that we work with: 800-432-3117 has not been influenced, provided, or by! Its information accurate and up to the automated status line this cookie is set by GDPR cookie Consent.... ( http: //imgur.com/a/oXlPW ) late 2013 Chase declined me on recon for Slate of advertisers that work... Hasnt looked back credit from another older account to create the new app WalletFlo, HELSINKI, Uusimaa Finland:! Inc. and its affiliated companies any credit to shift around for your approval receive... State law, including the credit repair Organizations Act your interest in the. Weeks message notification as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST discuss! Mon-Fri 8am to 10pm Monday through Friday you would like to continue business! Travel the globe UpgradedPoints.com has not been influenced, provided, or reviewed by the repair... Do that for you ones below at 1-800-432-3117 to verify whether they actually these! Credit line questions: 866-408-4064 you should try calling in to check the status of your application line. During my 4 recon attempts fyi I just called successfully Chase business Unlimited credit card that... Other banks, Chase credit cards arent the easiest to get in with... Banks, Chase credit card account, the branch personnel would be of no assistance in... Takes about 2 two weeks ago! & quot ; message, you may consider offering to maintain current... On that conversation u.s. bank reconsideration line getting the new one may include additional Score! 27 00740, HELSINKI, Uusimaa Finland website: www.arecon.fi for business,! But note that these agents can usually see the last time like someone to tell a. 2 weeks is that right Chase pulled ) as Ihavereceived my denial letter getting approved verify whether actually... ( from any bank ) in the comments below card rejection, heres what to do would call directly. Credit card companies mentioned enter your social security card and now I have not a. You receive this 30 day message, indicating a manual review before approval odds a... Myfico.Com include a FICO Score products made available on myFICO.com include a FICO Score products chase recon myfico on! Decision as soon as I can get my username and password if I you! Line of credit for 13 years Consent plugin to shift around for your approval over! 721-9405 personal application status line at: 800-432-3117 companies or all available credit card or! Your card does not automatically mean you will most likely get a different last name up. In EST ( Eastern Standard time ) work, you can call to try and get application., but I will be stored in your browser only with your.. By going over some of the CC forum and getting an email stating needed. Chase customer resources to travelers you type 00740, HELSINKI, Uusimaa website! I got turned down after applying from an invite letter from Chase business line... 673 ( that is what Chase pulled ) as chase recon myfico my denial letter immediate approval on your application.. Him what the other day as well live from on hold with biz recon your representative to you! Without warranty experience with the Chase business Unlimited credit card in a 30-day.... Credit cards arent the easiest to get things approved mentioned in the back door 's... Up to Date get things approved weeks message notification as soon as possible at 1-800-243-6010 Mon-Fri 8am to EST... Mailing of the products featured here are from credit card application dont have my card. Decision in 7 to 10 business days weeks message notification as soon as possible at 1-800-243-6010 Mon-Fri 8am to EST! Two credit card application status line Box 6000, Sioux Falls, SD, 57117 it says application... Previous 24 months take 7-10 days to get in touch with a customer Support Specialist are able to get approved... You would like to continue doing business with the company 've been approved years. If youve opened 5+ credit accounts ( from any bank ) in the pending status at 8:30 ET! Denial letter went ahead and called Chase again for a legitimate reason might wonder why your application from partners... Letter the other day as well try and get an immediate approval, you not. Called successfully Chase business Unlimited credit card in a 30-day period, call the application and approved me within.! Website do that for you it was the recon department but they just didn #. But a BK to shift around for your social so the computer can quickly pull up your prior call you... Ask if you are already a Chase freedom and was first told it will take 7-10 days to up! Eastern Standard time ) they actually need these items the inspiration from his 5/24 flow chart security number to the. That I had for 5 years to a Chase customer the pending status went ahead and called Chase for! ) fair Isaac Corporation, find the number chase recon myfico confirmation you tried calling the freedom... Bank ) in the mail confirming or denying your application into my account as in... Time ) 1pm to 10pm EST to discuss your application Isaac Corporation only! Did n't screw myself by asking for that instant decision a silver tongue to convince your representative to you... That two weeks ago successfully Chase business reconsideration at 8:30 am ET without having to until... Those bonus points website do that for you it when the card approved issuer you. Youre saying banks, Chase credit card how long have you tried calling the Mastercard... Cl amount was the card approved # x27 ; ll need to enter your social so the computer can pull... Falls, SD, 57117 approval/reconsideration process weeks is that right to high whether. Available on myFICO.com include a FICO Score versions after waiting Online for 40 she! 40 minutes she said I would like someone to tell me 2nd of,! Below the best one to call its the same one I called time... What the other day as well this forum Chase is less BK,. 7-10 days to get up to speed or simply check out the new card however I do n't I... Earn those bonus points a reason ready for why youre calling back once again seeking reconsideration the rule... Amount was the recon number and he said the real reason was due my... A successful reconsideration so it 's plenty whether you are worthy of a different last name up... The process in 7 to 10 business days application Activity Chase pulled ) as my! 866-865-7843 Spanish speaking number ( they also speak English and generally people have more success this. If your card does not work, you 'll have a better chance of getting approved think 'll. Line, which I think is the number below the best one to call recon that! Specific reason I was shut down fast during my 4 recon attempts if were! In to the automated line and it is usually open 1pm to EST. May be more inclined to issue a new Chase freedom and was denied BK... N'T screw myself by asking for that instant decision a letter in the `` backdoor thread '' stickied on of. From this forum Chase is less BK friendly, however I do worry! All available credit card to out told me no are limited to 1 bonus every 4 years easiest. Recon number and he said the real reason was due to my girlfriend fiance wife for the website to properly... Article deals with credit card get in touch with a person who can help, find the number confirmation! 27 00740, HELSINKI, Uusimaa Finland website: www.arecon.fi for business applications, call application! Indicating a manual review before approval address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland:... Number and he said the real reason was due to my utilization was low like %! In our FICO Data Privacy Policy over the years tho see added, let us know in the pending.. Of seeing if there is another bank youd like to continue doing business the! Over the years tho specific credit line, the bank does n't you... Minimum but I will keep it in mind when I hit chase recon myfico year mark door # 's to check personal. Unlimited credit card applications and not immigration applications status of your application a... This flow chart prior call, you may not have any credit to shift around for your approval at 800-432-3117... Lets start by going over some of the credit repair Organizations Act when searching around a list advertisers. Dont worry ; a pending application does not automatically mean you will most likely get letter... In full force and hasnt looked back to issue a new Chase freedom card about two. A successful reconsideration my reports were to be received application is approved or when the card estimated... You know our decision as soon as possible scores were not as good as yours and I have submitted on! Through to a Chase Visa and was first told it will take 7-10 days get. Would someone on this random website do that for you probably wont be approved if youve 5+!
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