Always Putting Its Members First

Since 2001, the LCO Credit Union has been proud to serve the members of LCO

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Notice To Our Members

Date: 3/11/2025

Dear Valued Members,

We are writing to inform you of upcoming changes to our check cashing limits in compliance with Regulation CC. These adjustments are mandated by federal regulations to ensure the efficient and secure processing of check deposits.

What’s Changing:

Effective April 11, 2025, the following check cashing limits will apply:

  • Minimum Amount: The first $275.00 of a deposit will be make available for cash withdrawal by the next business day after the day of deposit.
  • Large Deposits: For deposits exceeding $6,725.00 on any one day; the portion exceeding $6,725.00 may be subject to longer hold periods.

These updates are required under Regulation CC and are intended to protect both the credit union and our members from potential check fraud and returned items.

If you have any questions or concerns or would like more information about how these changes may affect your account, please feel free to contact us (715) 634-7772.

Thank you,

LCO Federal Credit Union
PO Box 1710
13829 W County Rd B,
Hayward, WI 54843