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Since 2001, the LCO Credit Union has been proud to serve the members of LCO

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We are now offering car loans!
Ask our service representatives for details!

1st Winner
2nd Winner
3rd Winner
Jacqueline bought a car between Jan-Mar and won an oil change & car detailing from LCO businesses
1st Winner
2nd Winner
3rd winner
Jacqueline bought a car between Jan-Mar and won an oil change & car detailing from LCO businesses

Here are our Easter Basket Winners!

~ Financial Solutions with a Personal Touch — Welcome to Your Credit Union. ~

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Routing # 091-881-717

Lobby Hours

  • Monday - Friday: 9AM - 5PM

Drive-Thru Hours

  • Monday - Friday: 9AM - 5PM

  • Saturday: 9AM - 12PM

Contact Us

  • 13829W Highway B, Hayward, WI 54843

  • Phone: 715-634-7772

  • Fax: 715-634-7780

Routing # 091-881-717

© 2001-2025 Lac Courte Oreilles Federal Credit Union, All Rights Reserved.

Lac Courte Oreilles

Federal Credit Union

Notice To Our Members

Date: 3/11/2025

Dear Valued Members,

We are writing to inform you of upcoming changes to our check cashing limits in compliance with Regulation CC. These adjustments are mandated by federal regulations to ensure the efficient and secure processing of check deposits.

What’s Changing:

Effective April 11, 2025, the following check cashing limits will apply:

  • Minimum Amount: The first $275.00 of a deposit will be make available for cash withdrawal by the next business day after the day of deposit.
  • Large Deposits: For deposits exceeding $6,725.00 on any one day; the portion exceeding $6,725.00 may be subject to longer hold periods.

These updates are required under Regulation CC and are intended to protect both the credit union and our members from potential check fraud and returned items.

If you have any questions or concerns or would like more information about how these changes may affect your account, please feel free to contact us (715) 634-7772.

Thank you,

LCO Federal Credit Union
PO Box 1710
13829 W County Rd B,
Hayward, WI 54843