RATES

(Based On Your Credit Scores)

Secured/Collateralized - for New/Used Auto, Motorcycle, ATV, Campers, Boats

Score
New Car
Rate
A
720+
5.0%
6.0%
B
719-690
7.0%
8.0%
C
679-640
9.0%
10.0%
D
639-580
11.0%
12.0%
E
579-500
14.0%
15.0%

Minimum credit score – 550

No Credit Score – D borrower & No loans until first one is paid off

Line of Credit – Minimum Credit Score of 660, Maximum of $3,000 regardless of income

Maximum amount allowed for Unsecured – Gross Monthly Income (Double if over 700 score)

New Cars (2023 – 2024) – will qualify for the lower NEW CAR RATE

Unsecured/Signature - Signature Loans, Revolving Line of Credit

Score
Rate
A
720+
10%
B
719-680
12.0%
C
679-640
14.0%
D
639-580
16.0%
E
579-500
18.0%

CD Rates

CD Time
Rate
3 Months
0.10%
6 Months
0.15%
12 Months
0.20%
18 Months
0.30%
24 Months
0.35%
30 Months
0.40%

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